November 2017 Portfolio Update

November was not a bad month for my portfolio. Overall portfolio increased by $5021.4 (+10.1%). The increased was mainly due to capital injection of $3866 (+7.77%). Total capital appreciation was $771.4 (+1.55%) and another $384 contributed by dividend received for month of November.

With ending of November, this conclude the total dividend received for year of 2017. The breakdown as follow:

Dividends Collected (based on ExDate)

Year	Currency	Total	Monthly	Avg Cost	Avg Cost Yield
2016	SGD	600	50	13,430	4.47%
2017	SGD	1,144	104	27,507.81	4.54%

I only started to be more actively manage my finance starting mid of 2017. The dividends received for this year was somehow on par with what I have received last year. The actual annual gain was slightly higher at 5.84% due to gain from sales of stocks.

I have also started to use Robo-advisor to invest, in this case is Stashaway. The main purpose for using Stashaway was as a form of geographical diversification for my investment. So far i have injected $1000 for month of October and another $1000 for month of November. The return so far I would say slightly dissapointing due to the currency impact. For the $1000 i have put in October, the return was $16.65 (1.6%). However there is this currency impact of $12.25% which cause the actual return in SGD to be $4.40 which I feel that the impact for currency exchange has drag the return of this portfolio by quite a bit. I will continue to monitor on this as 1 month is not enough to judge how this investment can fare for long term.

Total Assets (SGD) = $1,004.40

Portfolio Returns (SGD) = $16.65

Currency Impact (SGD) = -$12.25

Total Returns (SGD) = $4.40 (0.4%)

November	Starhub	5529.4	2.78	4500	2.86	12510	12870	360	52725.4	Stashaway 2004
	Keong Hong		0.485	10000	0.58	4850	5800	950
	Frasers Log		1.085	5000	1.09	5425	5450	25
	Starhill		0.76	10000	0.755	7600	7550	-50
	Far East Orchard		1.535	5000	1.51	7675	7550	-125
	Comfort Delgro		2.22	2000	2.08	4440	4160	-280
	Duty Free		0.275	14400	0.265	3960	3816	-144

About me

I am just an average employee working in a big organisation that wish to make his money work harder to fund for his early retirement.

October 2017 Portfolio Update

October has been a good month for the portfolio. The gain of portfolio from month of September is $2068 (+4.34%). I have since sold off Keppel corp at $7.01 after it has run with total gain of $1560 which work out about 11.6% after holding it for close to 2 years. The timing for the sale was not good i must admit. I was worried that the run was momentarily and couple with release of financial result which I have no confident off. Keppel financial result ended better than expected and the share price has run off to $7.50 range.

I initiated position with Far East Orchard at $1.535/share and Duty Free international at $0.275/share with the funds from sale of Keppel. 

October	Starhub	7268	4500	2.7	12150	49708
	Keong Hong		10000	0.515	5150
	Frasers Log		5000	1.115	5575
	Starhill		10000	0.775	7750
	Far East Orchard		5000	1.555	7775
	Comfort Delgro		2000	2.02	4040